Export Financing Assistance: Master Your International Development with One Ace

In today’s economic landscape, international expansion represents a tremendous growth engine for businesses. However, it comes with inherent financial challenges and risks. Fortunately, many export financing assistance programs exist to support and secure this endeavor.

At One Ace, we are your expert partner in identifying, understanding, and optimizing access to these opportunities. Our mission is to enable you to master your international development by fully leveraging existing support mechanisms.

Navigating International Development: Strategic Support for Expansion

Prospecting new markets, establishing partnerships, or executing contracts abroad requires significant investments in time and resources, along with rigorous risk management. To help businesses overcome these obstacles, national and international institutions have developed dedicated support programs.

In France, Bpifrance Export Credit Insurance (Assurance Prospection) is a flagship program, designed to lighten the financial burden of the market exploration phase.

This assistance aims to:

• Support company cash flow by covering a portion of expenses related to prospecting new markets abroad (travel, salaries of dedicated export personnel, market studies, consulting fees, etc.).
• Insure against commercial failure risk: If commercial objectives are not met, the company is not required to repay the full advance received, thus reducing the financial impact of a partial or total failure.

Bpifrance Export Credit Insurance: A Powerful Lever for Your Export Growth

Bpifrance Export Credit Insurance stands out for its advantageous financial structure, designed to facilitate market access without burdening businesses with fixed interest charges from the prospecting phase.

The mechanism is based on:

• A Cash Advance: Bpifrance provides an advance on prospecting expenses, offering direct liquidity. This advance is not a classic bank loan that generates interest on the borrowed capital.
• An Insurance Premium: The company pays a premium, proportional to the guaranteed budget, which is the consideration for the coverage of commercial failure risk. This is a security cost, distinct from interest.
• Conditional Repayment: The repayment amount of the advance is linked to the commercial success of the prospecting, measured by the export turnover generated. In case of success, the advance is repaid according to a scale; in case of failure, only a minimum lump sum is due, with the risk being shared with Bpifrance.

This approach allows businesses to finance expansion projects without weighing on traditional credit lines, offering valuable flexibility and security at the beginning of their international venture.

Global Export Financing Assistance: Export Credit Agencies (ECAs)

Export support is a priority for many governments. In addition to Bpifrance in France, Export Credit Agencies (ECAs) worldwide offer a range of similar export financing assistance and guarantees, designed to facilitate and secure international trade transactions.

These organizations primarily aim to:

• Reduce payment risks for exporters.
• Facilitate access to financing from commercial banks.
• Support expenses related to internationalization.

Here are examples of similar offerings from leading international ECAs:

• Export-Import Bank of the United States (EXIM Bank – USA)
  • Key Offering: Export Credit Insurance.
  • Functioning: Protects U.S. exporters against non-payment risks (commercial and political) in exchange for a premium, allowing them to approach new markets with greater security.
• UK Export Finance (UKEF – United Kingdom)
  • Key Offerings: Export Insurance Policy, Bond Support Scheme / Export Working Capital Scheme.
  • Functioning: Insures UK exporters against non-payment risk or provides guarantees to banks to facilitate access to export-related credit, subject to premiums or fees.
• Euler Hermes (Germany – Mandated by the German Government for “Hermes Cover”)
  • Key Offering: Export Credit Guarantees (Hermes Cover).
  • Functioning: German government guarantees to exporting companies against political and commercial risks, in exchange for a premium.
• Export Development Canada (EDC – Canada)
  • Key Offerings: Credit Insurance, Guarantees.
  • Functioning: Protects Canadian businesses against non-payment by foreign buyers and can guarantee bank loans for export working capital, through premiums or guarantee fees.

These agencies provide essential tools for risk management and capital access, based on insurance premiums or guarantee fees rather than direct interest-bearing loans for prospecting phases.

One Ace’s Expertise: Your Partner for Mastering Export Financing Assistance

The landscape of export financing assistance is vast and complex. Navigating eligibility criteria, optimizing amounts, and building compelling applications requires specific expertise. This is precisely where One Ace steps in as your strategic partner.

We leverage our know-how for your international development:

• Eligibility Analysis and Application Structuring: We evaluate your project to identify the most relevant assistance programs and help you build strong, complete applications, significantly increasing your chances of approval.
• Financing Optimization: Thanks to our in-depth knowledge of the schemes, we identify all eligible expenses to maximize the amount of aid or guarantees obtained.
• Time and Efficiency Savings: Administrative complexity can be a hurdle. We manage the application process, freeing you to focus on your core business.
• Advanced Strategic Alignment: Beyond financial aid, our expertise in “Brand Cultural Mapping,” “Market Readiness Score,” and “Business Diplomacy” enhances the credibility and strategic relevance of your prospecting project in the eyes of funding organizations. We ensure your application fits into a coherent global vision.

Assistance in obtaining these export financing assistance programs is a high-value-added service that allows you to transform complex opportunities into concrete growth levers.

Your Competitive Advantage with One Ace

Seizing export financing assistance is a key step for any ambitious company looking to expand internationally. With One Ace, you don’t just access these programs; you optimize their use and integrate this support into a comprehensive and controlled global development strategy.

→ Don’t let export financing opportunities slip away. Contact One Ace today for a tailored strategy and expert support in securing your international development.